Prize Bond Calculator

Winnings after tax on Pakistani prize bonds.

✓ Rates verified: October 2026

About this calculator

Winning a prize bond draw feels wonderful — until the withholding tax is deducted from the prize. Pakistan taxes prize bond winnings at different rates for filers and non-filers, and many winners only discover the deduction when the cheque arrives. This calculator shows your net prize after tax for every bond denomination.

Whether you hold a Rs 100 bond or a Rs 40,000 bond, knowing the after-tax amount helps you plan realistically. Select the prize category and your filer status, and the tool instantly displays gross prize, tax deducted and the net amount you actually receive.

How to use

Select your prize bond denomination (Rs 100 to Rs 40,000).
Choose the prize position — first, second or third.
Mark your filer or non-filer status (rates differ).
See the gross prize, tax deducted and your net winnings.

Frequently asked questions

How much tax is deducted on prize bond winnings?

Withholding tax on prize winnings differs for filers and non-filers, with non-filers paying a higher rate. The calculator applies the current rates to your prize.

Are prize bond winnings taxed for filers too?

Yes — filers also pay withholding tax on prizes, just at a lower rate than non-filers. Becoming a filer increases your net prize.

Which prize bond has the biggest prize?

Higher denominations carry bigger prizes — the Rs 40,000 bond’s first prize is the largest in the regular draws. Check the calculator for the after-tax figure.